Introduction
This Payment & Refund Policy governs the payment processes, including the payment methods
and refunds, for services offered by 1XL LLC FZ and One XL Info LLP. This policy applies
globally to all users engaging with our platforms, including but not limited to our SaaS
products, online courses, events, podcasts, travel services, and related websites.
By accessing or using our Website, subscribing to any services, or purchasing products,
you agree to comply with this Payment & Refund Policy, including all its terms and
conditions. This policy is subject to change and will be updated periodically. We will
notify users of material changes, and you should review the policy regularly for
updates.
Payment Currency
All payments for products, subscriptions, services, and bookings made on our platforms
will be processed in United States Dollars (USD) unless otherwise specified during the
payment process. Payments made in currencies other than USD will be subject to the
exchange rates and fees applied by your payment provider.
Accepted Payment Methods
We accept a variety of secure online payment methods for transactions, including:
Credit and Debit Cards (International)
- Visa
- MasterCard
- American Express
- Discover
Online Payment Gateways
- PayPal (Credit/Debit Cards, Balance)
- Stripe (Credit/Debit Cards, Wallet)
- Apple Pay
- Google Pay
Cryptocurrency Payments (Optional)
- Bitcoin
- Ethereum (for applicable services and in select regions)
Bank Transfers
- International wire transfers for larger payments.
Note: All payments processed through our systems are encrypted using
industry-standard security protocols to safeguard your financial data.
Industry-Wise Payment Use
SaaS Products
- Subscriptions for SaaS products are billed on a monthly, quarterly, or annual basis,
depending on the selected plan.
- Subscriptions auto-renew at the end of each billing cycle unless cancelled before
the
renewal date.
- Payment is required prior to the first use of the service.
Online Courses
- Users may choose from one-time payments or installment plans (if offered).
- Access to the course material is granted immediately upon successful payment
confirmation.
Events (Workshops/Seminars)
- Full payment is required to confirm event registration.
- Seats are allocated on a first-paid basis, and participation is subject to
availability.
- All fees related to the event must be paid before the event date.
Podcasts (Premium Subscriptions)
- Premium podcast subscriptions are available with either monthly or annual billing
cycles.
- These subscriptions are non-refundable once payment has been processed, but you may
cancel the auto-renewal at any time.
Travel Services
- Payment is due at the time of booking for travel services (e.g., flights, hotel
reservations, tours).
- Partial payments may be required in certain cases, and full payment must be
completed as per the booking terms.
Invoicing & Receipts
Upon successful payment, a system-generated invoice will be issued and sent to your
provided Email ID. The invoice will include applicable taxes (e.g., VAT, GST), if
any, based on your billing location.
You may also view and download your billing history and invoices directly from your user
dashboard on our platforms, such as SaaS subscriptions, course platforms, and event
registrations.
Refund Policy
Refunds are processed according to the following guidelines:
SaaS Products
- Refund Eligibility: Refunds will be considered only within 7 days of the
initial purchase (not renewals), and only if the service has been used minimally
(i.e., less than 10% usage).
- No Refunds After Service Use: Once the service has been accessed, no refunds
will be
issued, even within the 7-day window.
Online Courses
- Refund Eligibility: Refund requests may be made within 3 days of purchase,
provided that the user has accessed less than 10% of the course content.
- No Refunds After Significant Content Access:
Once more than 10% of the course content has been accessed, no refunds will be
issued.
Events (Workshops/Seminars)
- Non-Refundable Tickets: Event tickets are non-refundable.
However, you may request a transfer to another attendee if made at least 5 days
before the event date.
- Event Cancellation:
If the event is cancelled by the Organisation, a full refund or
reschedule credit will be offered.
Podcasts (Premium Subscriptions)
- Non-Refundable: Premium podcast subscriptions are
non-refundable once billed.
- Cancel Future Renewals:
You may cancel your subscription at any time to stop future
renewals.
Travel Services
- Refund Eligibility: Travel bookings are subject to the terms
and conditions of the third-party travel providers. Some bookings may be partially
refundable or subject to cancellation fees.
- Refund Requests:
Please contact us for refund eligibility based on the service
provider’s policy.
Payment Failure & Chargebacks
- Failed Transactions: If a payment fails (e.g., due to
insufficient funds), no services or access will be granted until full payment is
received.
- Chargebacks:
If a chargeback is filed (e.g., via PayPal or credit card provider), we
reserve the right to suspend or permanently terminate your access to services.
- Repeated Payment Failures: Users with repeated payment failures may be
temporarily or permanently suspended from accessing services.
Discounts, Coupons & Offers
- Validity: Promotional codes or coupons are valid only
during the specified campaign period and cannot be combined with other offers unless
explicitly stated.
- Misuse:
Any misuse of promotional codes or exploitation of the pricing system may
result in account suspension or service restrictions.
Auto-Renewal Subscriptions
For subscription-based services (SaaS tools, podcast memberships), your selected payment
method will be auto-charged at the beginning of each renewal cycle (monthly, annually,
etc.).
- Canceling Auto-Renewal: You may cancel your auto-renewal through
your account dashboard or by contacting us at
billing@1XL.com at least 48 hours
before the renewal date to avoid being charged.
Refund Process
To request a refund, please contact us at
support@1XL.com with the following details:
- Order number or subscription ID
- Reason for refund request
- Relevant supporting information (e.g., transaction details)
Refunds will be processed to the original payment method unless otherwise specified.
Processing times for refunds may vary depending on the payment method used and the
policies of your financial institution.